OUR PAYMENT PRODUCTS

Payment Outsourcing

We can manage all your payments for you whether virtual
​card, proprietary networks, AP+ (Risk Free ACH), ACH or check. Management of these services and payment funding
are processed via our Enhanced Settlement Account.

Virtual Card

A Virtual Card is a single use virtual credit card that serves as a digital alternative to a paper check.  Each payment is tied to a specific amount, a unique payment number, and an expiration date from your normal approval process. This method surpasses traditional paper checks as it can be seamlessly integrated into your accounting software's Accounts Payable process, minimizing the manual initiation of payments that may pose inherent fraud risks. SPS ensures the secure transmission of these payments to vendors through email or fax and also facilitates secure payments via phone or vendor web portals.
     FEATURES & BENEFITS
  • Reduce or eliminate paper checks
  • Reduce Exposure to Check Fraud
  • Earn Monthly Rebates
  • Improve Cash Management
  • Bank Agnostic
  • Streamline AP Process
  • Easy ERP Setup
  • Reduce or eliminate paper reports
  • Meet environmental objectives 

Secure AP+

Secure AP+ offers all the benefits of ACH payments without the associated risks. Utilizing a specialized process, Secure AP+ confirms banking connections, ensures prompt fund delivery, and safeguards banking data with utmost security. Moreover, payments through Secure AP+ are fully guaranteed. To cover the expenses associated with risk management, vendors are required to pay a nominal fee. Recognizing the prevalent challenge of fraud, most vendors acknowledge the necessity of investing in risk mitigation measures. Unlike the extended waiting period and potential risks associated with lost or stolen checks, Secure AP+ ensures payments reach recipients within 2-3 days. Explore how Secure AP+ can streamline payment processes for your organization.

Purchasing Card

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Our P-card program pays rebates monthly, with no spending tiers, no ticket size constraints, and no fine print caveats. The program is meant to compliment SPS virtual card programs. We also offer enrollment services to quickly ramp up your rebates while increasing your controls and efficiency. Put CASH back to your bottom line today. 

ALL CARD PROGRAMS ARE NOT CREATED EQUALLY.

Our Services Make All The Difference

Enrollment Services

Our strategic enrollment services set us apart from the competition. Our conversion success rates are off the charts and our best practices continue to exceed client expectations.

Card Management

We don't set up a virtual card program and walk away. We manage the program to ensure success and minimize your time. This also maximizes your rebate.
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